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I would just apply for a...the advantages and dis advantages of credit card?...payment for 30 days, dispute an item with a merchant. helps establish credit . downside, identity theft or other criminal acts.buying and selling homes under my llc vs my own name. tax advantages? building business credit?i am becoming a real estate investor and i have a business llc. what are the pros and cons of this and will i also build my business credit by buying under the llc?What is the advantage of having a credit card?I'm 34 and I have never had a credit card.I've never believed in credit cards.Too much of a temptation.Get a debit card instead.What is the differance of Credit card Visa & Master Card ? what type of advantages both credit can provide?If you go to a Visa Only Business with your MasterCard you cannot shop there and viceversa. 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